List Of Removable Items

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 Personal information on a credit report includes your name, address, and employment which can affect your stability when applying for loans and CC's.

 A credit inquiry is a record of someone checking your credit report, often by lenders to assess your financial reliability. 

 A late payment on a credit report is a record showing you missed a payment on a credit account past its due date.

 A charge-off is a debt that a creditor deems unlikely to be collected and writes off as a loss, but you’re still responsible for paying it.

 A collection is a debt sent to a third-party agency for recovery after the original creditor deems it overdue and unpaid.

 A repo, or repossession, occurs when a lender takes back property, like a car, due to missed loan payments.

 A school loan on a credit report is a record of borrowed funds for education, showing payment history and outstanding balances.

 A medical collection is unpaid healthcare debt reported to a collection agency and reflected on your credit report.

Bankruptcies, Tax Liens, Child Support Obligations, and Civil Judgements

 An open tradeline is an active credit account listed on your credit report, such as a credit card or loan.

Removal of any 4 tradelines and inquiries

Removal of all derogs and inquiries

Full credit reset including all Derogs, Inquiries, Alias's, Open tradelines and 1AU